Terms and Conditions - Facturo

Last updated: January 7, 2026

Effective date: January 7, 2026

1. Acceptance of Terms

By downloading, installing, or using the Facturo application ("the App"), you agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable laws.

If you are using the App on behalf of a company, you represent that you have the authority to bind that company to these Terms.

2. Service Description

Facturo is a mobile invoicing application that allows you to:

• Create and manage electronic invoices
• Store customer and product information
• Export invoices in PDF and Excel formats
• Organize billing documents
• Receive service notifications

3. Registration and Accounts

3.1 Account Creation

• You must be at least 18 years old to create an account
• You must provide truthful and accurate information
• You can register via email or social authentication
• You are responsible for maintaining your password security

3.2 Social Authentication

When using Google Sign-In or Apple Sign-In, you authorize Facturo to:

• Access your basic profile information
• Use your email for identification
• We do not share your information without your consent

4. User Responsibilities

4.1 Appropriate Use

You commit to:

• Use the App only for legitimate invoicing purposes
• Not provide false or misleading information
• Not use the App for illegal activities
• Respect third-party rights

4.2 User Content

• You are the sole owner of your billing data
• You are responsible for the accuracy of your information
• You grant us the right to store and process your data to provide the service
• We do not claim ownership of your invoices or customer data

5. Privacy and Personal Data

5.1 Personal Information Collected

Our Privacy Policy explains in detail what information we collect, including:

• Account data: Email, social authentication information
• Billing data: Invoices, customer information, amounts
• Technical data: Device information, usage patterns
• Financial data: Amounts, taxes (no credit card data)

5.2 Legal Basis for Processing

We process your information based on:

• Consent: Your explicit acceptance when using the App
• Contract: To comply with our service agreement
• Legal obligation: Tax and regulatory requirements
• Legitimate interest: To improve and maintain the service

5.3 Privacy Rights

You have specific rights under CCPA and other laws:

• Access: Request a copy of your personal data
• Deletion: Request deletion of personal information
• Opt-out: Refuse to share data with third parties
• Correction: Update inaccurate information
• Portability: Receive data in portable format

5.4 Data Retention

We retain data according to the following periods:

• Billing data: 7 years (IRS/FTC tax compliance)
• Account data: While active + 12 months
• Technical data: 24 months for analysis
• Security logs: 90 days

5.5 Data Security

We implement robust security measures:

• Encryption: HTTPS and encryption at rest
• Access control: Restricted and authenticated access
• Audits: Annual security assessments
• Backups: Secure backup copies

5.6 Data Breach

In case of data breach:

• Notification: We will notify you within 72 hours if applicable
• Investigation: We will immediately investigate any incident
• Remediation: We will take measures to prevent future incidents
• Regulatory reporting: We will notify authorities as required

6. Service Availability

6.1 Availability

• We strive to keep the App available 24/7
• We may perform scheduled maintenance
• We do not guarantee uninterrupted availability
• Availability may vary due to external factors

6.2 Updates

• We may update the App periodically
• Some updates may be mandatory
• We will notify you of important changes
• Continuing to use the App implies accepting updates

7. Payments and Subscriptions

7.1 Business Model

• Currently, Facturo offers free services
• We may introduce paid plans in the future
• Payments will be processed through App Store
• Subscriptions renew automatically

7.2 Refunds

• Refunds are subject to App Store policy
• We may offer refunds at our discretion
• Unused charges are not refundable

8. Intellectual Property

8.1 Our Rights

Facturo and all its content, features, and functionality are our exclusive property and are protected by copyright and other intellectual property laws.

8.2 User Rights

• You maintain all rights to your billing data
• You grant a limited license to process your data
• You can export your data at any time

9. Regulatory and Legal Compliance

9.1 U.S. Law Compliance

We commit to comply with:

• CCPA (California): Consumer privacy rights
• FTC Act: Protection against deceptive practices
• IRS Requirements: Tax record retention
• State Laws: Applicable state laws

9.2 International Compliance

For users outside the U.S.:

• GDPR (EU): European Union data protection
• UK GDPR: United Kingdom regulations
• Data Privacy Framework: EU-US transfers
• Local laws: Compliance by jurisdiction

9.3 Audits and Certifications

We maintain compliance through:

• Annual audits: Security and privacy assessments
• Impact assessments: DPIAs for new processes
• Certifications: Industry standard compliance
• Training: Regular team training

9.4 Cooperation with Authorities

We cooperate with regulatory authorities:

• Investigations: We assist in legitimate investigations
• Court orders: We comply with valid orders
• Notifications: We notify when legally required
• Transparency: We report on data requests

10. Termination

10.1 Termination by User

• You can delete your account at any time
• We may delete your data according to our retention policy
• Termination does not affect prior obligations

10.2 Termination by Us

We may suspend or terminate your account if you:

• Violate these Terms
• Use the App for illegal activities
• Compromise service security
• Fail to comply with applicable laws

11. Limitation of Liability

11.1 Disclaimer of Warranties

The App is provided "as is" without warranties of any kind. We do not guarantee:

• That the App will meet your specific needs
• Uninterrupted or error-free availability
• Specific results from using the App

11.2 Limitation of Damages

To the maximum extent permitted by law, we are not liable for:

• Indirect, incidental, or consequential damages
• Loss of data or profits
• Business interruptions
• Damages exceeding amounts paid (if any)

12. Applicable Law and Jurisdiction

These Terms are governed by the laws of the United States of America. Any dispute will be resolved in competent courts of the United States.

13. Changes to Terms

We may modify these Terms periodically. We will notify you of significant changes:

• By email
• Within the application
• By publishing new terms at this URL

Continuing to use the App after changes constitutes acceptance of the new terms.

14. Contact and Support

15. General Provisions

15.1 Language

These Terms are available in English and Spanish. In case of conflict between versions, the English version will prevail.

15.2 Severability

If any provision of these Terms is declared invalid, the remaining provisions will remain in full force and effect.

15.3 Waiver

The failure to exercise any right or provision will not constitute a waiver of such right.

15.4 Entire Agreement

These Terms constitute the complete agreement between you and Facturo regarding the use of the App.